Wealth Management

Main Avenue Financial Services provides Wealth Management services that combine ongoing financial planning with investment management.  We keep a long-range perspective on your specific investment needs while providing management on your optimal bonds, stocks, or mutual funds portfolio. We create your very own Investment Guidelines Statement factoring in your goals, risk tolerance, and timeframe to determine your ideal overall asset allocation and investment approach.

We provide passive investment management with the aim to achieve market returns by investing in broad sectors of the market—or asset classes without any forecasting or emotional involvement. This strategy does not imply a buy-and-ignore approach, as a portfolio periodically requires rebalancing. Rather, we sell asset classes performing better than expected and buy lagging asset classes, essentially meaning buying low and selling high.

You cannot “loss-proof” a portfolio—all investments involve risk. Successful investing requires designing and maintaining a long-term investment strategy based on your specific situation with asset allocation that diversifies your risk over many asset categories for varying results.

We only know that we do not know the future of financial markets. However, we still need to invest in the future. With appropriate asset allocation, we eliminate the risk of investing in the wrong market at the wrong time (think the dot-com market in the early 2000s). Although asset allocation is not an exciting investment strategy, it is proven in generating the majority of gain in long-term investments.

Main Avenue Financial Service charges fees based on a percentage of assets under management. See our current Fee Schedule